About PACE

The Oregon School Boards Association (OSBA) and the Special Districts Association of Oregon (SDAO) formed PACE in 2006 and are working together to keep Oregon students safe, reduce risks and conserve member resources.

No one can match the expertise and decades of experience that OSBA and SDAO bring to property-casualty coverage for local public entities.

OSBA formed the first property-casualty pool coverage for education in Oregon in 1985 and has served education entities for more than 20 years. SDAO has provided coverage for local governments since the mid-1980s and now provides coverage for more than 850 entities, adding schools in 2003 to fill a coverage gap left when a major insurer pulled out of the state.

By merging programs, OSBA and SDAO formed the largest property and liability risk pool of school entities in the state, with more than 200 education organizations.

Governed by a nine-member board of trustees, PACE offers unequaled price and coverage options to its members. Unlike an insurance company whose profits are distributed to shareholders, PACE's only objective is to provide reasonable rates and comprehensive coverage to participating entities. PACE's size and strength help it negotiate the most competitive deals from reinsurers.

And PACE is convenient, available through local independent insurance agents who help you select the right coverage. Schedules for pricing and member contributions are geared to members' budgeting cycles.


Valuable links

  • Oregon School Boards Association (OSBA) - A non-profit association whose purpose is to support Oregon school, ESD and community college board members in their complex leadership roles. The association does this through a variety of services, from board member training and executive searches to policy services, insurance services, publications and legislative advocacy.
  • Special Districts Association of Oregon (SDAO) gives Oregon special districts a stronger and united voice at the Oregon Legislature and provides advocacy with state administrative agencies and other units of government, training, information resources, and other support programs. SDAO has grown its membership to over 950 special districts, school districts and community colleges and has become an important support organization for their individual efforts.
  • Association of Governmental Risk Pools (AGRiP) was organized in late 1998 as a membership organization for public entity risk and benefits pools in North America. AGRiP promotes pooling as a practical extension of local government’s obligation to be a good steward of public funds through information, advocacy and education.
  • Public Risk Management Association (PRIMA) is a membership association that provides education and training for public sector risk managers. Includes members more than 2,200 PRIMA member entities and 1,800 local governments.
    • Oregon Chapter Public Risk Management Association (OR-PRIMA) - the only state association dedicated solely to the practice of risk management in the public sector, providing a one-stop local resource.
    • PRIMA Annual Conference - This three-day annual conference is the forum for all levels of risk managers in the public sector as well as professionals in related fields such as human resources, employee benefits, health and safety, legal and regulatory, risk financing, claims management and pooling.
  • Oregon School Safety Officers Association (OSSOA) - A non-profit association providing a way for those engaged in the safety programs of Oregon schools to meet, discuss and study all phases of school safety.

News Announcements

April 20-24 is Playground Safety Week

Tips to make children's outdoor play environments safer.

Arson Prevention webinar

Arson Prevention

Attorney discussed cyberbullying on OPB

OPB's "Think Out Loud" - cyberbullying discussion, July 24

Concussion records request requires schools' attention

Tips to make children's outdoor play environments safer.

Cyber attack, data breach

Quick reference sheet now available.

Cyberbullying insight and poverty in schools

Confernce offers insight on cyberbullying

Districts get ready for another school year with preventive PACE training

Popular sessions include training in CPR, first aid and the use of defibrillators, and student and/or playground supervision.

Grant funds to reduce saw injuries for PACE members

PACE's goal is to help members prevent serious student injuries through the safety features included in SawStop saws.

Keep your students safe with SafeSchools/SafeColleges Alert

PACE is excited to introduce a new, web-based tip line as part of a partnership with SafeSchools and SafeColleges.

Legislative Update - webinar

Legislative Update

Low pressure boiler training session offered

The extended property service you need for the equipment you rely on.

Most PACE mail unaffected by OSBA address changes

OSBA plans to change its mailing address by July 1, but that will not affect most correspondence for PACE members.

New FAQs address drinking-water testing issue in schools

Resources include a guide from the U.S. Environmental Protection Agency; a sample parent letter; resources for staff, parents and community members; and information about coverage issues and the legal requirements for testing.

New PACE Transgender handout debuts

A handout to help adminstrators and board members stay up-to-date on their responsibilties to students.

New resources designed to help schools navigate legal currents.

Resources now available on our website.

New resources to prepare facilities for winter weather available

Winter Weather Preparations

NEW Trainings Specialize in Drone Safety

Four-day training on how to operate drones.

OSBA offers guidance on new Healthy and Safe Schools Plans

The State Board of Education adopted new rules this week requiring that public school districts, education service districts (ESDs) and charter schools submit to the state a preliminary safety and health plan by Oct. 1.

PACE Alert: Avoiding Weather Damage to Buildings

Here are a few items to remember when preparing to reopen/occupy your buildings after this cold spell.

PACE article outlines potential risks from court ruling

A state Supreme Court ruling involving city of Portland property may have serious ramifications for public access to school grounds.

PACE Awards Program is BACK and will reward a safety star with $5,000

The PACE Awards Program is BACK and recognizes the member programs and individuals that exemplify exceptional vision, leadership and creativity in safety activities, such as, but not limited to:

  • Auditing the college campus safety policy
  • Implementing districtwide safety trainings
  • Replacing playground and sports equipment
  • Purchasing a SawStop

PACE Awards give member community colleges, ESDs and districts the chance to receive recognition for their outstanding work. While most educational facilities have existing safety programs, the PACE Awards highlight programs or individuals that exceed baseline expectations and demonstrate devotion to safety.

“Keeping students and staff safe is important every day, and what PACE really wants to celebrate with these Safety Awards are the efforts that go above and beyond the everyday,” said Scott Neufeld, director of claims & risk management. “A Safety Star is someone who identified a potential liability and took steps to overcome that exposure.”

In addition to statewide recognition at PACE Day, one award recipient – The Safety Star – will also receive $5,000 to invest in a safety program, with the oversight of the PACE Risk Management team.

Complete an member program or individual online or printable nomination form(s), and submit to PACE by February 22, 2019.

More details are available on the PACE website.  

PACE Awards recognize InterMountain ESD as School Safety Star, others

The PACE awards highlight significant contributions made in 2016 to the Property and Casualty Coverage for Education program.

PACE Awards recognize two districts, risk management coordinator

The awards highlight significant contributions made in 2014 to the Property and Casualty Coverage for Education program.

PACE Day delivers more opportunities to learn about school safety

Sessions included limiting athletic liability, preventing sports-related bullying, navigating Title IX, responding to crises and avoiding employment lawsuits.

PACE Day highlights important school safety issues

The April 27 PACE Day brought together more than 150 education, insurance and legal professionals to learn about student safety and liability issues.

PACE Day provides members with valuable safety resources

This year’s topics ranged from cyber security to managing crises to eliminating bullying to environmental design.

PACE Employment Practices Toolkit is back AGAIN this year!

The toolkit provides resources and a financial incentive to help PACE members mitigate liabilities.

PACE grant funds made available to members for a third time to reduce saw injuries

PACE Safety SawStop & Sawtstop Blade Replacement Grant Program(s) applications available for download.

PACE is preparing a Boundary Invasion Toolkit

The newly created Boundary Invasion Toolkit is designed to prevent and identify sexual contact between school employees and students.

PACE Member Benefit: New Boundary Invasion Toolkit Checklist

To aid PACE members in their efforts to implement the toolkit and keep students safe, PACE has added a checklist to the Boundary Invasion Toolkit, to help keep track of their progress.

PACE members intergovernmental agreement

Updated language for PACE Trust Agreement

PACE offers $5,000 scholarships for student-made videos

Now until Jan. 31, PACE will seek the best student-made videos around this concept: #STOPpredators.

PACE offers new special education behavior management training

The Nonviolent Crisis Intervention (NCI) training program is embraced worldwide as a highly effective special education behavior management system for organizations committed to providing high-quality care and services in a respectful and safe environment.

PACE offers risk management regional trainings

Staff responsible for enacting risk management protocols are encouraged to attend these regional trainings to learn more about the responsibilities of a risk management coordinator, liability issues, property issues, mandatory reporting, fraud, crime, employment, bullying and social media exposures.

PACE offers school safety recommendations

PACE encourages members to develop comprehensive school safety plans that address prevention, preparedness, response and recovery.

PACE offers trainings to prepare districts for real-world challenges

PACE offers regional training sessions on March 19, 21 & 22, 2018. Topic will focus on employment practices liability.

PACE offers trainings to prepare districts for real-world challenges

PACE offers threat assessment training sessions from August 17-23, 2018, with stops in three cities.

PACE offers trainings to prepare districts for real-world challenges

PACE offers regional training sessions from Sept. 12 to Oct. 11, with stops in seven cities. Topics range from cyberbullying to employment practices and boundary invasions.

PACE offers ways to help members address new marijuana law

Oregon Ballot Measure 91 legalized recreational marijuana for those 21 and older, allowing adults to possess up to 8 ounces of "dried" marijuana and up to four plants.

PACE plans free webinar Tuesday on student protest rights

In response to events stemming from the Parkland, Florida, school shooting, PACE is offering a free webinar about “Student Rights Regarding Walkouts and Other Protests.”

PACE sets goals for next year and beyond

PACE trustees held a brainstorming session at their regular July meeting to plan goals for 2014.

PACE student video contest

Video Contest on preventing boundary invasion and sexual harassment of students

PACE trustee meeting recap: Trustees commend PACE staff for UCC crisis assistance

With PACE’s far-reaching contacts and the infrastructure of Oregon School Public Relations Association colleagues available to call on in the time of need, PACE was able to draw in important partners.

PACE trustee meeting recap: Trustees formulate strategic plan

The PACE Board of Trustees spent much of its July 24 meeting discussing the insurance pool’s three- to five-year strategic direction and goals.

PACE trustees adopt language strengthening coverage document

Language changes in PACE property coverage document will take effect for the next policy renewal.

PACE trustees hear about improved outlook

Trustees of the Property and Casualty Coverage for Education (PACE) Trust heard a number of indicators this week that fiscal 2012-13 is shaping up to be a much better year than the previous one.

During their regular meeting Dec. 2 in Salem, trustees heard separate reports from an outside actuary and auditor. Paired with reports on the trust's finances, underwriting and investments, the outlook for PACE is moving in a good direction.

  "When I look at financial statements I'm more interested in the direction than the position," auditor James Marta told trustees.

Specifically, Marta and Kevin Wick (Price Waterhouse Coopers), who provided the actuarial review, outlined the following:

  • Net unpaid claims are estimated at $21.1 million, with a payment curve extending to 2024. (Some claims incurred this year may not be reported or paid for years to come).
  • The pool's gross loss history has varied from $6 million to $11 million annually since 2007, but has been shielded from higher volatility by paying for reinsurance.
  • About 63 percent of the pool's risk is associated with general liability coverage.
  • To be completely funded, the pool would need $19 million to $23 million in assets, instead of the $10 million to $15 million it has typically had.
  • Total net assets for the fiscal year ending June 30, 2013, were $12.2 million, a $1.7 million increase over the previous year.
  • Net estimated incurred claims for 2012-13 were $9.7 million – about $1 million less than the year before.      

Mike Doherty, chief financial officer of the Special Districts Association of Oregon (SDAO), told trustees that property claims for the current fiscal year have been lower than expected.

"We are heading back in the right direction," he said.

He said staff had solicited insurance quotes for increased coverage for cyber liability, but that premium costs exceeded the potential for benefits.

Staff said PACE essentially provides full coverage now for cyber liability.

Lisa Freiley, OSBA’s director of legal, labor and PACE services, said planning is proceeding for PACE Day on April 25 in Eugene.

PACE’s new boundary invasion toolkit promotes student safety

Property and Casualty Coverage for Education is continuing to distribute and provide guidance on the Boundary Invasion Toolkit, a new packet of materials designed to identify and prevent sexual contact and misconduct between Oregon school employees and students.

Playground Safety Center

Tips and resources for keeping playground equipment safe (login required).

Prepare for potential student protests with these PACE resources

In response to events stemming from the Parkland, Florida, school shooting, PACE is recording a webinar about “Student Rights Regarding Walkouts and Other Protests.”

Preventive steps in winter will help keep insurance rates down

Suggestions from PACE to prevent water-related losses from frozen pipes.

Recreational immunity bill for public lands passes legislature

The Legislature approved a bill Wednesday that gives public employees and volunteers immunity from civil liability when individuals use public land for free recreation.

Reduction in force webinar

Webinar covers Oregon rules and regulations for reduction in force and how to prepare for reducing staff.

Register-Guard article tackles issue of arming school personnel

After the Sandy Hook Elementary School shooting, PACE changed its insurance requirements "to make schools as safe as possible."

Registration opens for Certified Playground Safety Inspector class

The CPSI course provides participants with the training needed to recognize and prevent potential playground hazards.

Reminder for Drone Users: Annual Report Due to ODA January 31, 2019

All public entities that conduct drone operations are required to submit an annual report to the Oregon Department of Aviation (ODA). The due date for this report is fast approaching. More information on the laws related to this requirement and a sample flight log can be found in our sample template below.
This annual report should be submitted to aviation.mail@aviation.state.or.us by January 31, 2019 for your operations that occurred in 2018.

Download template for ODA Report


RFP for Liability, Property and Workers Comp Claims Audit

SDIS and PACE are seeking proposals for 2015 Liability, Property and Workers Compenstation Claims Audit

RFP for Liability, Property and Workers Comp Claims Audit

SDIS and PACE are seeking proposals for 2018 Liability, Property and Workers Compenstation Claims Audit

SafeOregon tip line is growing, but organizers want to reach more students

SafeOregon, a free tip line to prevent school tragedies, is trying to enroll all Oregon public K-12 schools.

School sports face restrictions based on air quality.

Haze from forest fires has prompted the Oregon School Activities Association to issue guidelines for restricting activities.

Updated drone FAQ now available

Drone use on school campuses has raised a number of questions about potential legal issues and liabilities. Property and Casualty Coverage for Education (PACE) staff have updated the guidance document with frequently asked questions and other resources for members.


Among the issues addressed are federal aviation rules, drone use at sporting events and operation by staff and volunteers.

Please login to the PACE website before clicking the email link or you can also access the FAQ under News & Developments on the home page. Members can access the FAQ here (login required). 

Updated PACE Boundary Invasion Toolkit

The updated Boundary Invasion Toolkit is designed to prevent and identify sexual contact between school employees and students.

Webinar on assessing safety threats to your schools and campuses

Threat Assessment

Webinar provides 10 tips to avoid winter weather liability

Winter Weather Liability