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2019 5% General Liability Credit for 2020/2021

Over the past 5 years, PACE has offered a 5% General Liability Credit for members that completed certain requirements related to two exposures that have been hitting the Pool from a claim’s standpoint: Sex Abuse and Employment Practices Liability. With the success and the popularity of the 5% GL credit program, staff would like to introduce a new opportunity for our members to receive the credit for implementing mitigation tools for an up and coming exposure to the Insurance Program.

Our claims team has handled claims in our program over the years and more recently it seems daily there is a report in the news of harassment/intimidation/bullying related to students all over the country in our schools.

Oregon has a state law that prohibits bullying in schools, ORS 339.351-364. This law requires educational entities to adopt policies that:

  • Prohibit harassment, intimidation, bullying, and cyberbullying;

  • Require employees to report an act of harassment, intimidation, or bullying;

  • Allow students or volunteers to report harassment, intimidation, or bullying voluntarily and anonymously;

  • Create a uniform procedure for reporting harassment, intimidation, or bullying, and a process that the district will follow in investigating a report of harassment, intimidation, or bullying. This process must:

    • Identify by job title the school officials responsible for receiving and investigating reports of harassment, intimidation, or bullying;

    • Identify a procedure by which a person may request a school district to review the actions of a school in responding to a report of harassment, intimidation, or bullying;

    • Include a statement of the consequences and remedial action for a person found to have committed an act of harassment, intimidation, or bullying;

    • Prohibit retaliation against any person who reports an act of harassment, intimidation, or bullying; and

    • Identify correction action for one who falsely accuses another of harassment, intimidation, or bullying.

 

Community College Qualifiers:

1. Does the college have a guideline (code of conduct, rights & responsibilities, other, etc.) prohibiting bullying?

2. Does the college provide information and/or training to staff and students on the bullying prohibition guideline?

3. Does the college have a tip line such as SafeAlert or other equivalent for reporting inappropriate behaviors and activities?

 

K-12, ESD, and Charter School Qualifiers:

1. Do the K-12, ESDs, and Charter Schools have a bullying policy (OSBA policy JFCF or equivalent)?

2. Do the K-12, ESDs, and Charter Schools provide training to staff and students on bullying prevention?

3. Do the K-12, ESDs, and Charter Schools have "SafeOregon" or an equivalent anonymous tip line?

Checklist Requirements for Approval:

The 2019 5% General Liability credit program for the 2020/2021 policy year is to offer an incentive to get out in front of the harassment/intimidation/bullying growing exposure we are starting to see. The three items that must be completed by May 2020 in order to receive the 5% GL credit are:

  • Bullying/Harassment/Intimidation Policy

    • For all members

 

  • Anonymous tip-line implementation

    • K-12, ESD, Charter School: SafeOregon

    • Community College: SafeAlert

 

  • Bullying/Harassment/Intimidation Online Training

    • K-12, ESD, Charter School: Online Safety: Cyberbullying, Oregon Bullying (all versions)

    • Community College: Camps SaVE Act for Employees: Sexual Violence Awareness, Dating Violence: Identification and Prevention

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