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News & Developments
Best Practices: Winter weather and property losses
Before winter temperatures set in, ask the following questions and be prepared. Making sure that everything is in shape now will reduce costs for repairs and property damage claims.
- Is the heating system up and running properly?
- Are pipes well insulated? Make sure ends join tightly and joints are wrapped and taped. Heated cables or tapes that heat pipes should be professionally installed.
- Are all buildings inspected regularly? Maintain an inspection schedule for facilities especially when buildings are not occupied.
- Have hidden problem spots been checked? Look for pipes that may not be properly insulated, windows, doors or other openings that are not secure.
- Do you know where to find the shutoff valves? Make sure staff knows where to shut off water in an emergency.
- Are flow alarms installed? Alarms that sound when flow exceeds normal levels alert staff.
- Do you have backup power and heat in the event of a power outage? Make sure generators are working correctly. Use only Fire Marshal approved alternative heat sources.
- Do thermostats need new batteries? Replace batteries and set minimum temperatures at 55 degrees or more.
PACE has created two simple-to-use checklists to help our members prepare before cold weather and storms strike. Contact PACE risk management for copies and for more information: losscontrol@sdao.com.
It is important to inspect buildings regularly for any signs of damage. Having a routine monthly facilities maintenance plan and a checklist will help spot trouble when it occurs.
Water pipes and steam pipes should be examined regularly. When freezing temperatures hit, check temperatures in buildings at least twice a day. If power goes out and pipes freeze, pipes and valves can be damaged. Turn on faucets to check pressure and flow, and walk the building to detect any leaks as soon as possible.
WATER is the biggest cause of building damage. A complete inspection should be made immediately following storms to identify problems. Check roofs, ceilings, gutters, inside and outside walls, downspouts and foundations.
Check ROOFS for:
- Moss
- Pooled water
- Damage to shingles
- Overgrown vegetation, trees touching roof
Examine FOUNDATIONS for:
- Ground shifts
- Water damage or leaks
- Overgrown vegetation
Inspect GUTTERS & DOWNSPOUTS for:
- Leaking connections
- Escaping water
- Debris and obstructed flow
- Water drains away from buildings
Watch CEILINGS & WALLS for:
- Stained drywall or ceiling tiles
- Musty smell, mold or mildew
- Bubbles under paint
