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PACE offers a comprehensive array of coverages, custom designed for Oregon educational institutions. Plans are occurrence based, which means they cover anything that happens during the term of coverage, regardless of when it is reported - even decades later. In addition, PACE designed coverages with Oregon education legal experts to meet unique needs. For example, coverage automatically includes director and officers’ liability, employment practices liability and school educator’s legal liability. PACE offers up to $100 million in coverage for damage to buildings, buses and other assets. PACE also protects members against losses from such risks as playground accidents, crime, and employee misconduct. Plans are written in plain English. PACE members know from the beginning exactly what they are buying.